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The Effect of No-Fault Automobile Insurance on Driver Behavior and Automobile Accidents in the United States

David S. Loughran




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 | #12104160 in Books |  2001-08-01 |  2001-07-19 | Original language:English | PDF # 1 |  11.09 x.18 x8.64l,.45 | File type: PDF | 78 pages

||From the Publisher|The RAND Institute for Civil Justice has been conducting research on auto insuranceissues since its inception in 1979.A large proportion of these studies have focused on the effectsof a no-fault or choice system on the costs of compensating in

No-fault auto insurance opponents frequently argue that no-fault may ultimately lead to higher auto insurance costs by reducing drivers' incentives to drive carefully and thereby increasing the accident rate. The intuition behind this criticism of no-fault is simple: No-fault auto insurance lowers the cost of driving negligently by limiting first-party liability for the injuries suffered by third parties in auto accidents. This report evaluates this criticism of no-fault...

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